Vol 4, No 2

Table of Contents


You Cannot Give What You Do Not Have: Assessing Practicing Teachers' Capacity to Teach Personal Finance among Senior High Schools in Ghana PDF
Abraham Ansong
A survey of practicing Senior High School teachers was conducted to determine teachers' background and capacity to teach personal finance. The results indicate that a majority of teachers have little personal finance education. Therefore, there is a great need to expand personal finance educational opportunities for teachers in order to meet both their personal and professional needs. Finally, because a majority of teachers see financial education as a subject that is appropriate primarily for higher grades, teachers must be educated on the developmental nature of financial reasoning and in learning how to make financial concepts accessible at different educational levels.

You Cannot Give What You Do Not Have: Do Male and Female Teachers Have Different Financial Concerns and Self-efficacy in Teaching Personal Finance? PDF
Abraham Ansong
A survey of practicing Senior High School teachers in Ghana was conducted to determine gender differences in teachers' personal financial concerns and self-efficacy in teaching and dealing with personal finance pedagogy. A non-parametric statistical analysis was employed because the required sample of the population (Senior High School teachers in Ghana) could not be obtained. The results indicate that, on the whole, there were no gender differences based on the broad constructs. However, female teachers were found to have better self-efficacy with respect to teaching and in handling certain pedagogical issues in personal finance than men.  Therefore, it was advocated that the current girl-child education policy that seeks to encourage and sustain female enrolment into schools in Ghana need to be continued since females have the potential of being effective teachers.

Evaluating the Efficiency of Faculties in Qassim University Using Data Envelopment Analysis PDF
Ali Saleh Al-Shayea, Ahmad H. Battal

This paper investigates the efficiency of eighteen faculties in Qassim University (FQU). The aim of the paper is to estimate and analyze the efficiency in (FQU) for the academic year 2011-2012.  Using the number of students enrolled, the number of teachers and staff as inputs, and the total number of students with a bachelor's degree and a number of research as outputs, We use The output oriented model with variable return to scale to estimate efficiency score.

The result showed that (10) FQU or 55.5% are efficient with average 0.88 in term of variable return to scale efficiency. FQU obtained average scale efficiency 0.68 and only three FQU get the optimum size.

Women Participation in Microfinance Institutions of Tanzania: The Case of Savings and Credit Co-operative Societies (SACCOS) PDF
G.N Maleko, Basili S.A Liheta, Deogratius Aikaruwa, Angelina Lukas, Gerald A. Sumari

Over the past two decades the questions related to the recognition of women's role in economic and social development and of equality between men and women have fostered increasing interest among policy-makers and development practitioners.  Despite a noticeable improvement in gender awareness in Tanzania, data on women's work, their participation in microfinance institutions for example savings and credit societies (SACCOS) and their economic contribution have remained far from comprehensive.  Even where information is available, it is not sufficiently utilized as a tool by planners and decision-makers for promotion and development of microfinance institutions.  This is particularly evident with regard to the role of women in cooperative financial institutions which include SACCOS and cooperative banks.

With new challenges arising from technological development, political and economic liberalization processes, the demand for SACCO's gender-specific information is growing.  This demand comes from various data-users: policy analysts, researchers, academics, rural planners, and business people.  These information and data are important to facilitate intervention on SACCOS. Apart from this, more is required on their skills in managing organizations such as SACCOS.

The objective of this paper was to examine the participation of women in SACCOS with major focus on membership, governance and management. These are major elements that one can use to assess and determine how women can participate in SACCOS.

Based on the desk research done and evidence from various studies, the paper identifies enabling and constrains factors for women to participate in SACCOS. Suggestions for ameliorating these constraints were made and policy implications drawn.

False Perceptions of Quality? AACSB Accreditation Myth and Propaganda Marketing Strategies PDF
Donovan A. McFarlane
This paper examines the perceptions of business school, college, and program accreditation relative to the practices and strategies of the AACSB to promote itself as the "Gold Standard" of accreditation. The author explores competition in business education accreditation by looking at some of the most notable players across the globe and their current institutional membership. The value of AACSB degrees are examined in terms value to individuals and the real value of accreditation via its impact on culture and institutional ability to adapt to change. The idea that accreditation, especially AACSB accreditation increases costs of attendance and operations is communicated, and the author argues on the comparative scholarly productivity of AACSB-degreed faculty members and their non-AACSB counterparts, bridge programs, and AACSB quality myths. The author discusses business practices by AACSB and its member institutions relative to prospective faculty or faculty applicants as involving deliberate exclusion and anti-intellectual practices. Arguing from the perspective of the need for flexibility, diversity, and innovation, the author asserts that other accreditation agencies for business embrace equally high or higher quality and standards than AACSB and that decisions on business school accreditation requires cultural, societal, and other considerations and should not just be relegated to propaganda or numbers and profitability gains for accrediting agencies.

Economic Lessons from the Crisis - The Baltic States Companies Working Efficiency PDF
Lembo Tanning, Toivo Tanning
Goal of this article is to analyse the labour productivity, or working efficiency of Baltic States  before and after the economic crisis; and to compare them on the European Union (EU) level. Focus is Estonia as one of the most successful countries in the European Union. A number of proposals to increase labour productivity for both workers and entrepreneurs have been listed in the summary. The Baltic States (Estonia, Latvia, and Lithuania) is region of Northern Europe. They country are the eastern shore of the Baltic Sea.

How Can a Small Software Business Survive Multiple Attacks: A Case Study PDF
Deborah Campbell-Kim
This case concerns a small company in an industry that is rapidly growing. Students should be able to identify a number of areas where the company can grow and expand to meet changing business needs. The case is geared towards college juniors or seniors and can be taught in a one to two hour class. Although the case takes place in Korea, the basic concepts and problems presented in the case are applicable to many areas of business and to many countries.

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