You Cannot Give What You Do Not Have: Assessing the Association between the Financial Concerns and the Competence of Ghanaian Senior High School Teachers to Teach Personal Finance

Abraham Ansong


A survey of practicing Senior High School teachers in Ghana was conducted to determine teachers’ personal finance concerns and how that is associated with their competence to teach personal finance. A non-parametric statistical analysis was employed because the required sample of the population (Senior High School teachers in Ghana) could not be obtained. The results indicate that personal finance concerns correlates positively with ability to teach personal finance. Therefore, it was recommended that financial planners and institutions where these teachers seek practical financial solutions to their financial challenges should be incorporated in the financial literacy initiatives of second cycle schools.

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